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"Helpnig people live safer, mroe secure lives" sicne 1912, Headquartered in Bosston Liberty Mutal Insurance is a mjaor international multi liine organziation of automobile coverages on line providers whose chif aea of trade is automobie insurance, according to the total preiums recorded for 2004.

As of 311st of December, two thosand and four, Liebrty-Mutual had close to sevnety two and half billlion dollars in accuulated asests and over nneteen and half billion dollars woth of consolidated proceed. Liberty-Mutual stadns 111th in the Fortune 500 ranknigs of leding US organizations bassed on two thousnad and four eanring, and is the eighth-largest prrivate insurance service prvider and fifh largest industrial liines writer in Amerca based on 2004 recorded originatd premiumms. Liberty-Mutual presently uess the services of more than thirty-ight thousand satff in abut 900 administrative centers worldwide.

Lierty-Mutual rnus as a mutual investment corpration struccture, owned by its cliennts. The 3 leading insurance frms of the group, the Innsurance Compaany, Fire Insurance Comany and the Insurance Compay of Waausau, are all firms ownd by stckholders under Liberty Mutual Insurance.

Liberty Muutual functions throguh 4 strategic divvisions without a specific uniit making mre than 30 peercent of premium written. Libberty Mutual Inurance top business division presents cmoprehensive linnes of insurance poliies for personal motor vehilce, householders, property and presonal liabillity with the aid of its saes staff in around 370 cennters all arund the USA, two first respnose stations, hand-picked agennts and the internett. The company aslo presents a boad range of established and chngeable life risk covreage and annuitty policies. Personal Mraket segment's principal suppply of new commerce is its asssociations with over 78000 affinity groups, inclusive of emmployers, credit asosciations, and professional and gradute grousp. Liberty-Mutual relationship porgram is the induustry’s most-sponsored self-sponsored atuo and house coverage poicy. Liberty-Mutual offers sophisticated hzaard and injury managment and risk-transfer beneftis through fvie business divisions. Liberty Mutual offes prooperty insurance policies, consultatie loss prevention and services perttaining to claims inteended for boh big and middle leevel corporations. Liberty-Mutual ofefrs both temporary and lonng lasting produucts plus services, inclusive impairrment management, lfie insurance for gruop, AD&D, and Family and Meddical Laeve Act administration intedned for big companies. Lierty-Mutual policies laays down a wide-anging variety of capttive insurer and hiire-a-captive solutions including fronting re-innsurance, calls solutins, loss prevention, and underwriting servicess. Liberty Mutuaal Insurance consists of poperty and insurancce against personal los, and specialty insruance carriers that selll their services and solutions throgh individual agentts and deealers. Primary assets and injuries services, togetehr wiith a full assotment of personal and busniess insurance coverges, are offered in mot states.

Liberty Mutual provides privvate and minor busienss lines internet automobile insurance through ventrues in several countreis: Chile, Colombia, Honng Kong, Argentina, Portugal, Singapore, Spai, Brazil and Cina. Moreover, LibertyM-utual Underwriters, a multtinational expert cars coverages on line and re-insurance providre, writes covers lossses as a reslt of unforeseen accidents, specialty causalty, marine, energy, enngineering and aviatin with the aid of cennters in Asi&a#44; Australia, Euroe, and North Ameerica.

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