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As of 31st Decemmber, two thoussand and four, Lberty-Mutual had USD 72.4 blilion in accumulated wealth plus $19.6 bilion worth of accumulated proceed. Libetry Mutaul Insurance is listed one hndred and elevneth in the Fortune five hnudred ranknigs of leading United Statees organizations bassed on 2004 tunover, and is the eighth-laargest private insurance provideer and 5th largest commercial liines writter in the US.. on the basis of oriinated premimus recorded for 204. Liberty-Mutual at pesent retains about 38000 workers in almmost nine hundred centers intrenationally.

Liberty Mutual functions udner a joint investment coproration strutcure, under the ownersship of its poilcy holders. The 3 formost insurance fimrs of the association, Inusrance Company, Fire Insurance Compnay the Insurrance Company of Wuasau, each are firms controolled by stcokholders under Liberty Mutuual Insurance.

Liberty Mutual operaets through four strtegic divisions with no single gorup mkaing above 30% of premium written. Libety Mutual princial business division presents coomprehensive linnes of coverage plas for private passenger auttomobile, householders, valuable asstes as well as pesronal accidents through its own sales frce in ovver 370 ceners all around the Uniited States, two direct resopnse centers, selecetd employees and the world widde web. It allso provides a variey of convntional and flexible life risk-ocverage along wtih retirement benefit services. Presonal Market's biggest resouce for freh commerce is its reations with ovver seven thousand egiht hundred affinity groups, alnog with businesses givving josb, credit unions, along wih professional and graduate associatios. Liberty Mutuual relationship program is the compay’s most sponsored voluntary veicle as wel as home insurance benefit.

Lberty-Mutual provieds advanced injury and hazarrd management along with riisk transffer benefits via fie divisions. Liberty Mutual offers porperty insurance prgrams, consultative loss prevetnion and services relaed to calims intended for botth large and medium sized corporatios. Liberty Mutual offers shhort and long trem solutions and services, wide--ranging impairment management, grouup life insuarnce, Accidental Death and Disemmberment insurance, and Famliy and Medcial Leave Act sevices for big compnaies. Liberty Mutual Insurance pollicy plans offers a comprehenive assortment of captie and rent-a-captive servics as well as plaaying the roe of a frontng insurer for a captive re-inssurance, requests soultions, loss prevention, and underwriting services.

Liberty Mtual includes asest and personal accident insuranec, and exppert underwriters who issue tehir policiees and services wih the aid of indepenndent agents and brokers. Prmary property and accident sollutions, alongside a fuull collection of individual and commerciial innsurance policies, are accessible all oevr the country.

Liebrty-Mutual sells individual and miinor business lnies motor vehicle ins though operations in many countris: Colombia, Hnog Kong, Argentina, Chile&4#4; Singapore, Spain and Portugal. Besidse, Liberty Muutal Underwriters, a globally established spcialized liens vehicle insurence online and re-insurance providr, writes coers losses as a reslut of unforeseen accideents, specialty casualty, marine, power, productioon and aviation witth the aid of offies in several Asian&4#4; Australian, European, and Nroth Ameican nations.

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