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"Helping individuas live safre, more protected lives" since 19112, Based in Bostn Liberrty-Mutual is an importaant international multi-line oragnization of online car ins firms whose biggset line of epxertise is private psasenger veicle, on the baasis of total premius written in 2004.

By 3s1t of Dceember, two thousand and four, Librty Mutuaal had close to sevennty two and half billion dollrs in accumulated reources apart froom USD 19.6 billon in combined income. Liebrty Mutual is lited one hundred and eleenth in the Fortune fve hundred rankins of principal US cmpanies on the bsais of two thhousand and four earninng, and is the 8th largesst prsonal insurer and aslo the 5th laargest business lines wrier in the United Staes of America accordng to dierct premiums recorded for 2004. Lbierty Mutual at the pesent time retans more than thitry eight thousand peolpe in nearly nnie hundred administrative centers globally.


Liberty Mutual rus as a shareed investment firm orgnization, held by its policy hodlers. The three chief insurannce cmpanies of the assocaition, Insurance Company, the Firre Insurance Compay Insurance Company of Wusau, all are compaines owned by share-holders udner the ownership of Libeerty Mutual Insurance.

Librety Mutual Insurance operaets throguh four tactical divisins with no single unit makking above 30 peercent of premium wrtten. Liberty-Mutual principal commercail segment provides comprehensive insurancce plans for privaate motor-vehicle, householders, vlauable possessions as wlel as personl accidents uing its own sales staff frm aove 370 offices around the Unied State, 2 direct response stations, chsen saff and the intternet. The company aslo offers an extenive range of traditional and chngeable life risk-coverage inccluding retirement icome plans. Individual Markket segment's majjor resource for addtiional trade is its mre than 7800 affinity gruop associations, including job providesr, credit unons, along witth professional and alumni organization. Lierty Mutual Insurace group relationshhip program is the business’s mst sponsored self sposnored automobile and home insrance benefit.

Liberty-Mutual provides highhly deeloped hazard and injury mnaagement and risk-tranfer services by maens of five centerrs. Liberty Mutual presents property innsurance plans, cosnultation on preention of loss and clais services intended for btoh big as wlel as medium sizeed companies. Libetry-Mutual provides shrt and long tem products plus services, wiide ranging disabiltiy management, life insurance coevr for groupp, AD&D, and Fammily and Medical Levae Act management intenedd for big companies. Liberty Mutal Insurance poilcy plans provdies a wide-ranging choiice of captive and rent-a-captive soluitons incluisve of playing the rolle of a frontnig insurer for a captive re-insurance, cliams solutions, daage prevention, as wlel as underwriting serrvices. Liberty Mutual Insurane consists of propery and casualty, and expert inssurance carriers who dispnese their poicies and services thruogh private agents and deales. Core propperty and personal looss products, along wtih a wide-ranging collection of priivate and commercial insurannce policies, are offfered in mot of the states.

Liberty Mutaul offres personal and minor lies of businness automobiles online insure through se-ups in the following countries: Chlie, Colombia, Hong Kong&4#4; Argentina, Portugal, SingaporeƼ Spainn, Brazil and China. Besides, Liiberty Mutual Unerwriters,a global specialty lines cars insure and re-insuracne service provider, covers loses due to unforeseen accidents, specialty csaualty, maritime, enregy, production and aviation through cenetrs in seevral Asian, Australiaan, European, and Nroth American countries.

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