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Liberty Mutual functioons through 4 tactiacl divisions without a speicfic unit making mre than 30% of the ttoal premium witten. Liberty Mutual top busines group offes full linees of coverage for private passeenger vehicle, homeowners, precous properrty and individual loses through its sles people in around there hundred and sevnety offices around the Uited States of Americ, 2 direct reesponse stations, specially appointed aegnts and the worlld wide web. The compaany aso presents a brooad range of establiished and flexible life rik-coverage including retirement beneit plans. Prsonal Market segment's bigest resource for frseh business is its relattions with over 78800 affinity groups, icluding businesses givnig jobs, credit associations, and professiional and grauate groups. Liberty Mutual Isurance group relatioonship program is the companny’s most-funded self-psonsored auto as weell as home insurance policy.

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Libetry Mutual comprises of property and accidet insurance, as wel as specific underwritters that supply theiir poolicies and services wtih the aid of independent aents and negotiators. Coe property and casualty solutions, alongsdie a complete coice of indiviidual and businses policies, are acecssible in almost all the states.

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