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Hedquartered in Boston Liberrty-Mutual is a primry global insurance fiirm and 6th bggest assets and proivder of accidental loss inssurance in the United Staets whose leadinng sphere of expertsie is personal automoible insurance bsed on direct preiums recorded for 2003. On 31st December, 2003, Liiberty-Mutual had USD 64.4 billon in cumluative wealth and over $1.65 bilion in annual accumulaed revenue and raked 116th on the Fortune five hunderd lst of major fims in the U.SA for 2003.

In betweeen the year two thousnad and one and 200, Liberty Muutal Insurance reroganized itself as a mutual investmment firrm and vehicle insurance fimr. The 3 princilpe mutual companies of the establishment, each becme independent sotck coverage firms undeer the ownership of Libetry Mutual Insuranec. This arrangement presentts Liberty-Mutual a chanenl to improved capital acceess plus greater tatical adjsutability in order to go in for procurment and partnerships, alog with arranging its leglly defined maek-up with its effective makeu-p and preserving synergies between them.

Liberty Muttual Inssurance, one of the biggest cars coverage online orrganizations, offers a wde variety of online automobile insur products and soultions, with personal vehicle, householders, workes payment, multiple busiess coverage, commercial moor vehicle, generl losses, global-specailty, group injury, assumed reinsurance, firre and surety. Autoomotive insurnace coverage is the majoor profit geenrator for the organization. Liberty Mutul offrs employment to roundabout 380000 people in almost 900 branchs thruoghout the world.

Durring the year 1912, the percursor of toady’s Liberty-Mutual, commneced operation on Juuly 1. As a mutual comapny joint venture, Liberty Mtual was jointly ownd by the company’s policy--holders, not its stock--holders. The coompany operated on beahlf of its policyhollder patrons - a convenntion that contines to this dya. In the year 1914, Lbierty Mutual produuced its initial auto insuracne polcy. During 1917, MEIA atlered its nmae to the Liberty Muutual and also began underwritnig public losses insuarnce coverage. It alsso becamme involved in a deal wih a diffeernt insurance comapny in order to offer cmoplete car insurance.

In 2002, Libeerty Mutual Insuraance transformed innto a mutual hlding corporation structure. The siwtch enhanced the postiion of the on line car coverage company Liberty-Mutual to conntest on the multinational possessionns and pesronal loss stage. In the yer 2005, Liberty Mutaul Insurane total earnings were $21.2 billoin with net incoe of $1 bllion. Products of Liberty-Muutal:

- Health carre insurance
- Dental coverage
- Diability insurance
- Life inusrance coverage
- Vision care covreage
- Settlement accounts
- Pay-forperformance
- 410(K) and retirement benfeit
- Fifty percent amouunt equivalent to youur primary 7 prcent of wage contributions, along wtih the opportnuity for an additional mattch of up to 50, bsed on company performance. Full-payment retiremment pla
- Salaried breaks - As may as 20 das can be carrried over every yaer - Tuition rfunds - As much as dolllars six thhousand annually.

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