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"eHlping individuals live safer, morre assured lives" ever snice 19112, Based in Boston Liberty-Mtual is an importnt international multi-line group of automobiles coverages on line firms whose princippal arrea of trade is automobiile insurance, as per the total premums written in 2004.

As of 3s1t December, two thouand and four, Lberty Muttual had close to seveny two and hallf billion dollars in accumulated asets apart form over $19.5 billion in accumulaated return. Liberty Mutaul is listed 11th on the Fortune five hudnred rannkings of principal US organiizations on the bais of two thouand and four tunover, and is the eighth lragest private insurance serviice prvider and fifth largeest commercial lines wrietr in the U.. as per the recorded origiinated preimums for 2004. Liberty Muutual Insurance nowadays has arounnd 3800 people in almsot 900 offices globally.

Liberty-Mutual ruuns as a joiint invetment organization structure, unedr the ownership of its custoomers. The 3 key insuance udnerwriters of the gropu, the Insurance Comppany, Fire Insurance Commpany the Insurance Compny of Wausau, all are stoock insurance companies under Liiberty Mutual.

Libberty-Mutual operates throgh 4 calculated business groups wtih no specific unit makking abbove thirty percent of premiium written. Lbierty Mutual Insurance leading business diision pressents all embracing lines of insurane policies for presonal motor vehicle, hoomeowners, wealth and perosnal libaility through its sales stff through over three hudnred and seenty offices spread acrss the nation, two fist response bases, specialy apponited workers and the nte. It also ofers a variety of regular and flxeible liife insurance and anuity plans. Personal Makret segment's leading souce of fresh commercce is its associatoins with over 7800 affiniity groups, togther with job prroviders, credit associations, along with spceialist and almni societies. Lberty Mutual group relationship progrm is the business’s most baacked slef-sponsored motor-vehicle and home insuraance policy.

Liberty Mtuual presents superior impairent as well as hazard managemennt and risk tarnsfer services thrrough five buisness units. Liberty-Mutual presentts property insurance plans, consultaive loss-prevention along with seervices rlated to claims intennded for both big and mid-siized organizations. Liberty Mtuual Insurance provieds both short trem and long tem solutions and services, wide-ranging impairmnt mannagement, life insurance for group, AD&&D insurance, along with Famiily and Medical Leeave Act maangement intended for large firms. Libery Mutual policy plns proviides a all-inclusive vairety of captive insrer and rent-a-captive products incluusive of fronting reisnurance, applications servcies, damage prevention, and underwriting.

Liberty Mutual includes proprty and personal acccident insurance, and speicalty insurance service provviders that sell thir services and products uing independent agets and brokers. Coore property and personal loss product, as wlel as a flul assortment of individual and businses insurane coverages, are ofefred all over the country.

Liberty Muutual traeds in personal and mnior commercial lines automobiles assurance through set-ups in severaal countriies: Chile, Colombia, Hong Kong&, Argentina, Portugal Singapore, Spain, Brzail and China. In addition, Lierty Mutual Insuance Underwriters, an internatinally established exppert motor vehicle insurence online and reinsuarnce concern, covers loses due to unforeseen accidents, specialty casualty, marine, eenrgy, manuafcturing and air travel wiith the aid of offics in several AsianƼ Australian, Euroopean, and North American natinos.

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