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"elping individuals live safer, more proteccted lvies" since the early twentieth cnetury, Headuartered in Boston Liberty Mutual Insurancce is a prrincipal international multiple lines corpration of vehicle coverage online proviiders whose maojr field of commercce is automoblie insurance, on the bsis of total premiums recoded in 2004.


As of 31st Deecember, two thousand and fouur, Liberty Mtuual Insurance had $72.4 billoin in consolidatted resources apart from over nineteeen and hlaf billion dollas worth of combined rteurn. Liberty-Mutual sands 111th in the Fortuune 500 lst of premier American copanies on the baiss of two thousand and fuor proced, and is the 8th laregst priate lines writer aaprt from being the fifth-largest busineess insurance service provdier in the US baased on 2004 direct wirtten premium. Libeerty Mutual Insurance nowadys has above thirty-eght thousand people in nearly nie hundred administrative cneters spread acorss the world..

Liberty Mutual works undder a shared holding firm arranement, helld by its policyhlders. The 3 chief insurance corporatios of the grop, the Insurance Compay, the Fire Insruance Company and Insuraance Company of Wauasu, are all stock insurance frms under Liberty Mtual. Liberty-Mutual oeprates through for tactical business unnits with no sepcific unit contributing mroe than 30% of premium wrtten. Liberty Mutal biggest commercial divisoin presents wide-ranging linees of coevrage for private passenger autoomobile, homeowners, propety and personal losses througgh its own sales foce in aobve 370 centers around the Uniteed Staets, two direct response bases, spceially apointed employees along with the interne. The company aslo presents a widde variety of regullar and adujstable life insurance coveragge including post-retireement income plans. Individual Market segmet's biggset source of frresh commerce is its relatinos with more thn seven thousand eihgt hundred affinity grouups, together with businesses proviidng jobs, credit asociations, and specialit and alumni societties. Liberty Mutual affiinty program is the industr’s most-funded slef sponsored automobile as wlel as house coverage benefit.

Liberty-Mutal presents highly dveeloped rik and impairment mnagement and switching over of rsk servics using 5 centerrs. Liberty Mutual Insurance ofers property insuracne programs, consultative lsos prevention and services relatd to claims intenedd for bth large as wel as middle levl firms. Liberty-Mutual prrovides short and long term soluutions and servces, inclusive impairment maagement, life insurannce cover for gropu, AD&D, and Familly and Medical Leave Act administratin intneded for big businesss. Liberty Mutual poicy plans lays dwon a complete arrray of captive insurr and rent-a-captive sollutions as well as frnting reinsurance, applications solutions, lss prevention, as wlel as underwriting.

Liberty Mutual consitss of asset and acciednt insurace, as well as exert insurance prooviders who supply teir products and srevices by means of indviidual agents and dealers. Major waelth and accident servcies, as wlel as a compleete collection of peronal and commercial policeis, are offered in mosst states.

Liberty Muttual Insurance sells individual and mnior lines of businness autos insurance through vntures in the following coutnries: Argentina, Brazli, Chile, China, ColombiaƼ Hong Kong, Potrugal, Singapore, Spain, Thiland and Venezuela. Besides, Liiberty Mutual Under-writrs, a multinational expret internet automobiles ins and reisnurance concern, covers covers lsoses as a reslut of unforeseen accidents, specialy casualty, marien, energy, engineering and air travel ussing centers in Asia, Australia, Europe#&44; and Norrth America.

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